Insurance & Financial Responsibility
Required coverage, SR-22, and proof of insurance.
Insurance & Financial Responsibility rules in Texas follow the federal framework with state-specific limits, distances, and exceptions. The practice questions below are drawn from the Texas driver handbook, so they track the state's own rules.
Insurance & Financial Responsibility questions, Texas edition.
Each question links through to a full explanation, the rule it tests, and a citation back to the manual.
- What is Texas's minimum required liability coverage for injury or death of one person in a single crash? →
- Which of the following does the manual list as acceptable evidence of financial responsibility? →
- How does the manual's glossary define liability insurance? →
- What minimum liability coverage does Texas require for injury or death of two or more people in one crash? →
- According to the manual, when must every owner or operator of a motor vehicle furnish evidence of financial responsibility? →
- Under the manual, DPS may issue a certificate of self-insurance to a person who has how many vehicles registered in their name? →
- After a second conviction for driving without financial responsibility, if the defendant owned the vehicle at the time of the offense and still owns it on the conviction date, how long does the court impound the vehicle? →
- When a driver is required to maintain evidence of financial responsibility on file after a qualifying conviction, how long must it be kept? →
- The manual lists an unsatisfied crash judgment as grounds to suspend a driver's license and registration after how many days? →
- What fine does Texas set for a first conviction of driving without evidence of financial responsibility? →
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