Driver's License Test Prep
Texas Practice Insurance & Financial Responsibility

Under the manual, DPS may issue a certificate of self-insurance to a person who has how many vehicles registered in their name?

  1. A.
    Ten or more
  2. B.
    More than 25 Correct
  3. C.
    Fifty or more
  4. D.
    At least five
The Why

The answer is "More than 25"

A DPS self-insurance certificate goes to a person with more than 25 vehicles registered in their name. The 'Fifty or more' answer is the trap. The $55,000 deposit figure sits two items above in the same evidence list. It's easy to read that dollar amount as if it named the fleet size.

Why the others miss

The traps in the wrong answers

A. Ten or more

A lower fleet threshold than the manual names. This answer rounds the printed cutoff toward a smaller ten-vehicle fleet, on a hunch that a modest fleet should be enough to trigger DPS self-insurance.

C. Fifty or more

A higher fleet threshold than the manual names. This answer cross-wires the $55,000 deposit figure printed two items above in the same evidence list, treating that dollar amount as if it named the vehicle count.

D. At least five

Far below the fleet threshold the manual names. This answer applies a personal-garage intuition that owning a handful of cars should already count as a fleet under the DPS rule.

The Rule

This question tests your knowledge of Insurance & Financial Responsibility in Texas. Source: Texas Driver Manual, "Evidence of Financial Responsibility," p.18..

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