Driver's License Test Prep
Texas Practice Insurance & Financial Responsibility

Which of the following does the manual list as acceptable evidence of financial responsibility?

  1. A.
    A photo of your vehicle's valid inspection sticker
  2. B.
    An image on a wireless device showing the required insurance information Correct
  3. C.
    A verbal statement from your insurance agent by phone
  4. D.
    A credit-card receipt for a recent premium payment
The Why

The answer is "An image on a wireless device showing the required insurance information"

The manual lists an image on a wireless device showing the standard insurance-form information as one of eight acceptable forms of evidence. The phone-verbal pick assumes any confirmation from your insurer counts, when the manual actually requires a document, paper or on-screen, that contains the standard form's fields.

Why the others miss

The traps in the wrong answers

A. A photo of your vehicle's valid inspection sticker

An inspection sticker documents inspection, not insurance. This answer confuses two documents drivers show at registration, treating the inspection sticker as if it also proved coverage.

C. A verbal statement from your insurance agent by phone

Not on the list; the manual requires a document rather than a spoken confirmation. This answer assumes any insurer confirmation counts, missing that the manual asks for a document that carries the standard-form fields.

D. A credit-card receipt for a recent premium payment

Not on the list; proof of purchase is not proof of the policy itself. This answer confuses paying for coverage with proving it, treating a purchase record as the policy document the manual asks for.

The Rule

This question tests your knowledge of Insurance & Financial Responsibility in Texas. Source: Texas Driver Manual, "Evidence of Financial Responsibility," p.18..

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