Driver's License Test Prep
Texas Practice Insurance & Financial Responsibility

What minimum liability coverage does Texas require for injury or death of two or more people in one crash?

  1. A.
    $50,000
  2. B.
    $25,000
  3. C.
    $30,000
  4. D.
    $60,000 Correct
The Why

The answer is "$60,000"

The Safety Responsibility Act sets $60,000 as the minimum liability limit when two or more people are injured or killed in the same crash. The $30,000 pick is the single-person minimum from the line above, chosen by readers who assume the per-person limit doubles up as the total, when the manual gives each its own line.

Why the others miss

The traps in the wrong answers

A. $50,000

A round number the coverage list does not include. This answer guesses at a mid-range figure instead of checking the printed three-line schedule.

B. $25,000

Names the property-damage minimum, not the two-or-more-people bodily-injury figure. This answer pulls the smallest dollar figure from the coverage list without checking which line covers multiple injured people.

C. $30,000

Names the single-person minimum, not the two-or-more-people figure. This answer assumes the per-person limit doubles as the multi-person total, when the manual states each figure on its own line.

The Rule

This question tests your knowledge of Insurance & Financial Responsibility in Texas. Source: Texas Driver Manual, "The Liability Insurance Law," p.18..

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