What is Texas's minimum required liability coverage for injury or death of one person in a single crash?
-
A.
$30,000 Correct
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B.
$60,000
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C.
$15,000
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D.
$25,000
The answer is "$30,000"
Texas sets $30,000 as the minimum liability limit for injury or death of one person, the first line of the three-line coverage list under the Safety Responsibility Act. The $25,000 in D is the property-damage minimum printed one row below, which readers often lift when they scan the list and stop at the first small number.
The traps in the wrong answers
B. $60,000
Names the total-crash minimum for two or more people, not the per-person figure. This answer applies the two-or-more-people total to a single injured person, ignoring the separate per-person line.
C. $15,000
Not a figure the manual lists in the current coverage schedule. This answer carries a lower liability floor forward from an outdated schedule that no longer applies.
D. $25,000
Names the property-damage minimum, not the single-person injury minimum. This answer reads the third line of the coverage list as if it were the first, mistaking the property figure for the per-person injury figure.
This question tests your knowledge of Insurance & Financial Responsibility in Texas. Source: Texas Driver Manual, "The Liability Insurance Law," p.18..
Related Texas questions
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