Driver's License Test Prep
Pennsylvania Practice Insurance & Financial Responsibility

Your driving privilege and registration were suspended for an insurance lapse. According to the manual, what must you submit to have both restored?

  1. A.
    A completed AA-600 accident report and proof of insurance
  2. B.
    Proof of current insurance only
  3. C.
    Proof of current insurance and the required restoration fees Correct
  4. D.
    A passing score on the Knowledge Test and the restoration fees
The Why

The answer is "Proof of current insurance and the required restoration fees"

Restoration requires two items: proof the vehicle is currently insured and payment of the required restoration fees. Both are needed; neither one alone will lift the suspension. B pulls in drivers who treat fixing the underlying violation as enough and forget the separate fee the state charges to reinstate.

Why the others miss

The traps in the wrong answers

A. A completed AA-600 accident report and proof of insurance

The AA-600 is the driver's accident report form and has no role in restoring an insurance-based suspension. This answer pulls a form name from the crash section and misapplies it to the insurance reinstatement process.

B. Proof of current insurance only

Insurance proof by itself will not restore the suspension; the restoration fees must also be paid. This answer treats fixing the underlying violation as enough and forgets the separate fee the state charges to reinstate.

D. A passing score on the Knowledge Test and the restoration fees

Retaking the Knowledge Test is not part of the reinstatement process the manual describes for this violation. This answer confuses insurance reinstatement with the fresh-start requirements that follow more serious license actions.

The Rule

This question tests your knowledge of Insurance & Financial Responsibility in Pennsylvania. Source: Pennsylvania Driver Manual, "Driving Without Insurance," p.80..

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