What is Oregon's minimum bodily-injury liability when TWO OR MORE people are injured or killed in one collision?
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A.
$15,000.
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B.
$50,000. Correct
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C.
$20,000.
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D.
$25,000.
The answer is "$50,000."
The Oregon minimum is $50,000 per collision for bodily injury to or death of two or more people, the middle figure in the 25/50/20 split: $25,000 per person, $50,000 per collision, $20,000 per collision for property damage. D collapses that split into a single $25,000 bodily-injury figure, dropping the second number that applies once two or more people are hurt.
The traps in the wrong answers
A. $15,000.
$15,000 is the Personal Injury Protection per-person limit listed in the same Mandatory Insurance section, not the bodily-injury per-collision figure for two or more persons. This answer confuses Personal Injury Protection with bodily-injury liability because both are per-person injury coverages printed one bullet apart in the same section.
C. $20,000.
$20,000 is Oregon's per-collision property-damage minimum, not the bodily-injury minimum for two or more people. This answer grabs the other per-collision figure in the same sentence on the reflex that any per-collision number applies, without noticing it covers damage to property rather than injury to people.
D. $25,000.
$25,000 is the per-person bodily-injury minimum, not the multi-person per-collision minimum. This answer compresses the 25/50/20 split into a single $25,000 bodily-injury figure and drops the second number that applies once two or more people are hurt.
This question tests your knowledge of Insurance & Financial Responsibility in Oregon. Source: Oregon Driver Manual, "Mandatory Insurance," p.93..
Related Oregon questions
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