Under Illinois's Safety Responsibility Law, once a driver files proof, how long must the insurance be maintained?
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A.
One year
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B.
Two years
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C.
Three years Correct
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D.
Five years
The answer is "Three years"
Under the Safety Responsibility Law, insurance must be maintained for three years from the date proof is first filed. Drivers who pick one year are applying the annual policy renewal cycle they know from paying for coverage, in place of the three-year filing period the law sets.
The traps in the wrong answers
A. One year
The Safety Responsibility Law sets the maintenance period at three years from the date proof is first filed, not one. This answer applies the annual policy renewal cycle drivers are used to, in place of the three-year filing period this law sets.
B. Two years
Two years is a plausible-sounding middle number, but the Safety Responsibility Law sets the maintenance period at three years. This answer splits the difference between the shortest and longest options when the exact figure has not stuck.
D. Five years
Five years is longer than the three-year insurance-maintenance period required after proof is first filed under the Safety Responsibility Law. This answer reaches for a longer term on the assumption that insurance rules following a fault crash must run longer than three years to be strict enough.
This question tests your knowledge of Insurance & Financial Responsibility in Illinois. Source: Illinois Rules of the Road, "Safety Responsibility Law," p.55..
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