What is the minimum liability coverage Illinois requires for injury or death of more than one person in one crash?
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A.
$100,000
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B.
$25,000
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C.
$50,000 Correct
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D.
$60,000
The answer is "$50,000"
For injury or death of more than one person in one crash, Illinois requires at least $50,000 in liability coverage. The trap is $25,000; that is the single-person figure printed on the line above, and a driver who reads only the first bullet stops before the multi-person line loads.
The traps in the wrong answers
A. $100,000
$100,000 is not the minimum listed here for injury or death of more than one person in one crash; the Illinois minimum in this passage is $50,000. This answer reaches for a round six-figure number that sounds like a serious injury cap, a figure often quoted in agent advertising rather than the state minimum.
B. $25,000
That is the single-person bodily injury minimum, not the multi-person minimum. This answer reads the first injury bullet and stops, treating one figure as if it covered every injured person in the crash.
D. $60,000
The manual lists no sixty-thousand minimum for any coverage type. This answer rounds up from the single-person figure by a memorable amount, guessing at a number the manual never lists.
This question tests your knowledge of Insurance & Financial Responsibility in Illinois. Source: Illinois Rules of the Road, "Mandatory Insurance," p.98..
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