You were convicted of DUI in Florida and are now relicensed. What are the minimum liability coverage limits state law requires you to carry?
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A.
Only the basic $10,000 PIP and $10,000 PDL every registered driver carries
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B.
$100,000 per person and $300,000 per crash BIL, plus $50,000 PDL Correct
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C.
$30,000 combined single limit covering both bodily injury and property damage
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D.
$10,000 BIL for one person, $20,000 for two or more, plus $10,000 PDL
The answer is "$100,000 per person and $300,000 per crash BIL, plus $50,000 PDL"
Florida sets a post-DUI minimum of $100,000 BIL for one person, $300,000 BIL for two or more, and $50,000 PDL, and the coverage must stay in force for three years after the conviction. Choice D picks up the 10/20/10 figures Florida sets in the very next paragraph (the coverage required after Habitual Traffic Offender revocations and excessive-points suspensions) and applies them to the DUI case immediately above.
The traps in the wrong answers
A. Only the basic $10,000 PIP and $10,000 PDL every registered driver carries
Every registered Florida driver already carries the $10,000 PIP and $10,000 PDL no-fault baseline; a DUI conviction adds BIL coverage and raises the PDL floor on top of it under the Financial Responsibility Law. This answer treats relicensing as a return to the ordinary registration baseline, on the habit that finishing the revocation period wipes any extra coverage burden the conviction attached.
C. $30,000 combined single limit covering both bodily injury and property damage
The $30,000 combined single limit is Florida's alternative option for Habitual Traffic Offender revocations, excessive-points suspensions, and similar serious cases, not for a DUI conviction. This answer assumes a combined single limit must be the DUI-grade form of Florida's coverage rules because folding injury and property damage into one ceiling sounds broader than split BIL and PDL figures.
D. $10,000 BIL for one person, $20,000 for two or more, plus $10,000 PDL
These are the higher-coverage figures Florida requires after Habitual Traffic Offender revocations, excessive-points suspensions, and other serious revocations, not after a DUI conviction, which carries much higher BIL and PDL floors. This answer reads down one paragraph and grabs the 10/20/10 Habitual Traffic Offender set instead of the higher post-DUI figures printed just above it.
This question tests your knowledge of Insurance & Financial Responsibility in Florida. Source: Florida Driver Manual, "Financial Responsibility Law," p.24..
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