Before registering your car in Florida, what minimum Personal Injury Protection (PIP) coverage must you show under the No-Fault Law?
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A.
$10,000 Correct
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B.
$50,000
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C.
$5,000
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D.
$25,000
The answer is "$10,000"
Before registering your car in Florida, the No-Fault Law sets the minimum at $10,000 in PIP coverage (paired with $10,000 in PDL). Drivers who reach for $25,000 are borrowing a single-person Bodily Injury Liability figure other states require up front and treating it as Florida's PIP number.
The traps in the wrong answers
B. $50,000
The manual sets Florida's PIP floor at $10,000, not $50,000. Matches the elevated PDL number required for the three years after a DUI conviction and applies it to the baseline PIP requirement instead.
C. $5,000
The manual sets Florida's PIP minimum at $10,000, so $5,000 falls below the statutory floor. Reaches for a $5,000 medical-payments figure some other states use as a basic no-fault threshold and treats it as Florida's PIP number.
D. $25,000
The manual sets Florida's PIP minimum at $10,000, not $25,000. Pulls a single-person Bodily Injury Liability figure that some other states require up front and applies it to Florida's PIP requirement.
This question tests your knowledge of Insurance & Financial Responsibility in Florida. Source: Florida Driver Manual, "Insurance Laws: No-Fault Law," p.23..
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