What is the minimum liability coverage required for a commercial motor vehicle in North Carolina?
-
A.
$750,000 Correct
-
B.
$300,000
-
C.
$1,000,000
-
D.
$100,000
The answer is "$750,000"
North Carolina sets the commercial motor vehicle minimum at $750,000. A driver who reaches for a cleaner million-dollar figure assumes commercial rules always round to $1,000,000, and that is the specific answer the state does not use.
The traps in the wrong answers
B. $300,000
Not a figure the manual lists for commercial motor vehicles. Carries over a lower freight-tier figure learned from another state's commercial rule.
C. $1,000,000
$1,000,000 exceeds the $750,000 minimum stated in the manual. Rounds the state's figure up to a cleaner million because fleet policies are often sold at that round number.
D. $100,000
Well under any commercial coverage line the manual lists. Assumes commercial minimums are only a few times the private-passenger property-damage amount.
This question tests your knowledge of Insurance & Financial Responsibility in North Carolina. Source: North Carolina Driver Handbook, "Insurance and Financial Responsibility," p.99..
Related North Carolina questions
- When applying for a driver license in North Carolina, what insurance-related document must you provide? →
- If DMV is notified that a vehicle owner is operating without proper liability insurance, how long can the vehicle's license plate be revoked? →
- How long must North Carolina drivers keep liability insurance in force on a registered vehicle? →
- Does North Carolina honor a grace period after a liability insurance policy lapses? →
- Under North Carolina law, what should you do before you cancel your vehicle's liability insurance? →
You just took one North Carolina question apart. The book does it for the whole test.
The North Carolina book unlocks a free companion: an adaptive study plan, progress synced across your devices, a denser laminate cheat sheet, and a test-day walkthrough. Verify your copy once, usually in seconds; there's nothing extra to buy.
Paperback, free companion included.