The Motor Vehicle Crash Prevention Course discount reduces the premium on your auto liability coverage and which other coverage?
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A.
Personal injury protection
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B.
Comprehensive
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C.
Uninsured motorist
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D.
Collision Correct
The answer is "Collision"
The manual pairs collision with liability as the two coverages the ten-percent discount reduces. Selecting uninsured motorist in C groups the credit with post-crash coverages because the course name contains the word crash.
The traps in the wrong answers
A. Personal injury protection
This answer names an injury coverage not attached to the discount. It confuses crash-prevention savings with medical-benefits coverage on the policy.
B. Comprehensive
This answer names a coverage not included in the discount. It substitutes the coverage most drivers pay for hail and theft, which the DMV credit does not touch.
C. Uninsured motorist
This answer names first-party coverage not attached to the discount. It groups the credit with post-crash coverages because the course name contains the word crash.
This question tests your knowledge of Insurance & Financial Responsibility in New York. Source: New York State Driver's Manual, "The Point System," p.22..
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