You are convicted of DUI in Florida. Once you are relicensed, how long must you carry the higher Bodily Injury Liability coverage limits the state requires after a DUI?
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A.
Six months, matching the minimum license revocation.
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B.
Three years after your DUI conviction. Correct
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C.
Seventy-five years, matching how long the DUI stays on record.
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D.
Until your driver license revocation period ends.
The answer is "Three years after your DUI conviction."
After a DUI conviction Florida requires increased insurance: at least $100,000 BIL per person, $300,000 BIL per crash, and $50,000 PDL. These higher limits stay in effect for three years after your conviction, and drop back only if no additional DUI or felony traffic offense occurs during that window. Choice A borrows the 180-day figure from the first-DUI penalty list later in the same chapter and applies it to the insurance rule; the two numbers live in different sections and answer different questions.
The traps in the wrong answers
A. Six months, matching the minimum license revocation.
The 180-day figure governs the license revocation for a first DUI, not the insurance rule. Borrows the 180-day minimum revocation from the DUI penalty list and applies it to a separate rule that carries its own three-year clock.
C. Seventy-five years, matching how long the DUI stays on record.
Record retention and required insurance coverage are separate rules; the insurance requirement is far shorter. Treats the DUI record-retention length as if it governed every downstream penalty, so the higher insurance limits would run alongside the record.
D. Until your driver license revocation period ends.
The higher insurance limits run on their own clock and do not lift the moment your license is reinstated. Bundles the insurance requirement under the revocation clock, on the assumption that every DUI penalty ends the day driving privileges come back.
This question tests your knowledge of DUI & Impaired Driving in Florida. Source: Florida Driver Manual, "Financial Responsibility Law," p.24..
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