Driver's License Test Prep
California Practice Insurance & Financial Responsibility

California's minimum liability coverage for a single death or injury is:

  1. A.
    $15,000
  2. B.
    $60,000
  3. C.
    $30,000 Correct
The Why

The answer is "$30,000"

California's insurance minimum for a single death or injury is $30,000. The $60,000 trap sits on the very next line of the same list; it's the figure that kicks in when more than one person is killed or hurt, and readers who see both together carry the wrong one out.

Why the others miss

The traps in the wrong answers

A. $15,000

Names the property-damage minimum, not the single-injury figure. This answer confuses the property-damage minimum of $15,000 with the single-injury minimum listed on the same page.

B. $60,000

Names the multi-person figure printed next in the same list. This answer carries over the multi-person injury figure from the very next line, a common slip when three numbers print together.

The Rule

This question tests your knowledge of Insurance & Financial Responsibility in California. Source: California Driver Manual, "Insurance Requirements," p.76..

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